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From the Blog
Are you facing a foreclosure in Georgia? Has a monetary crisis made it impossible to pay your mortgage payments? Could you afford to keep your home if you did not have a second mortgage or equity line on your home? A Chapter 13 bankruptcy in Georgia might be able to help you keep your home […]Read More
To answer this question, we must first explain a secured creditor and a bankruptcy exemption. What is a Secured Creditor? A secured creditor is a creditor that holds collateral for the debt you owe. For example, a creditor that holds a lien on your vehicle to secure the money you borrowed from the creditor is […]Read More
A reaffirmation agreement is a contract between a debtor and creditor that waives the discharge of a debt in a pending Chapter 7 bankruptcy proceeding. The debt is one that would otherwise be discharged in the bankruptcy. With a reaffirmation agreement, however, it is agreed by both parties that the debt will remain active. The […]Read More
Bankruptcy can be a good way to get rid of a lot of credit card debt or medical debt. But it will still have a bad impact on your credit. A Chapter 7 bankruptcy in Georgia and in other states can leave you with terrible credit for a minimum of 7 years. That may not […]Read More
If you’re considering filing bankruptcy due to medical bills in Georgia you’re not alone. According to NerdWallet Health medical bills are the number one reason why people file bankruptcy across the US. Medical bankruptcy doesn’t just affect people without medical insurance. Even people who have good insurance coverage can end up with huge medical bills […]Read More