Chapter 13 Bankruptcy in Georgia

There are two common bankruptcy actions for an individual or couple who are overwhelmed by debt to pursue. One is a Chapter 7 action, where the debt is dischargeable and there is no plan to repay creditors, other than the debtors continuing to meet their obligations to secured creditors. There is an income limit for […]

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The Basic Steps of a Chapter 13 Case

The Basic Steps of a Chapter 13 Case In deciding to file for Chapter 13 protection, it is necessary to gather all relevant documents, including bills, financial statements, mortgages, loans, and outstanding tax debt. As part of the preparation, it is necessary to list all secured creditors and debt separate from unsecured debt. The individual […]

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Filing for Chapter 7 Protection in Georgia

Filing a bankruptcy action is not a step that people take lightly.  A decision often involves a careful weighing of options and a determination that a person, or couple, needs the economic clean slate that bankruptcy can provide.  Often, a traumatic life event, such as a medical emergency, divorce, or job loss, has prompted the […]

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