Can I file Bankruptcy Twice?

If you are struggling with debt and have previously filed a bankruptcy case, you might wonder if or how long you have to wait before you can file for bankruptcy again. Great news! You can file for bankruptcy as often as you like. However, the bad news is that there are time limits on how […]

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Chapter 13 Actions

  A chapter 13 bankruptcy is also known as a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. It is possible to take actions that […]

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Chapter 13 Bankruptcy in Georgia

There are two common bankruptcy actions for an individual or couple who are overwhelmed by debt to pursue. One is a Chapter 7 action, where the debt is dischargeable and there is no plan to repay creditors, other than the debtors continuing to meet their obligations to secured creditors. There is an income limit for […]

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The Basic Steps of a Chapter 13 Case

The Basic Steps of a Chapter 13 Case In deciding to file for Chapter 13 protection, it is necessary to gather all relevant documents, including bills, financial statements, mortgages, loans, and outstanding tax debt. As part of the preparation, it is necessary to list all secured creditors and debt separate from unsecured debt. The individual […]

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