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filing for, and making the most of bankruptcy.
From the Blog
The good news is that for the most part, your 401(k) and other qualified retirement accounts are protected in bankruptcy. Traditionally, retirement accounts are almost always protected from creditors and are considered “exempt” when a bankruptcy is filed. An “exemption” in a bankruptcy just means that the asset is safe from the clutches of the […]Read More
If you are struggling with debt and have previously filed a bankruptcy case, you might wonder if or how long you have to wait before you can file for bankruptcy again. Great news! You can file for bankruptcy as often as you like. However, the bad news is that there are time limits on how […]Read More
With few exceptions, all debtors are required to receive credit counseling from an approved agency before they can file for their bankruptcy. Further, debtors cannot receive a discharge unless they also complete a debtor education course (also known as a financial management course) after filing their case. Let’s examine this requirement a little more closely. After […]Read More
One of the most commonly asked questions asked about bankruptcy is “Will I have to go to court?” In most bankruptcy cases, the answer is no. In both Chapter 7 and Chapter 13 bankruptcy, the debtor is required to attend a “meeting of creditors”, also called a 341 hearing. The meeting of creditors is not […]Read More
There are many events that can drive a person or couple into bankruptcy, but it usually involves financial devastation and an inability to keep current on payments for necessities such as housing and food. People often find themselves not making payments on one thing, so that they can make payments on another. Most people believe […]Read More