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From the Blog
A chapter 13 bankruptcy is also known as a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. It is possible to take actions that […]Read More
There are financial and logistical benefits that may result from a joint filing, which must be done before a divorce is finalized. This includes lower costs because the couple can be represented by one attorney and only will need to pay one bankruptcy filing fee, which may be significant based on the financial distress that […]Read More
There are few things as stressful as going through a divorce, but when you couple that with a need to obtain the financial clean slate that a bankruptcy action may provide, it may prove overwhelming. There are some things to consider when deciding whether, and how, a bankruptcy action contemporaneous with a divorce may benefit […]Read More
One of the most common events that pushes a person or couple to take the step of commencing a bankruptcy action is dealing with the harassing telephone calls of creditors and debt collection agencies. Although there are legal limits on what these individuals and companies can do to attempt to collect a debt, this does […]Read More
There are two common bankruptcy actions for an individual or couple who are overwhelmed by debt to pursue. One is a Chapter 7 action, where the debt is dischargeable and there is no plan to repay creditors, other than the debtors continuing to meet their obligations to secured creditors. There is an income limit for […]Read More